Free Finance Calculators for India

Climb to your financial peak.

Free calculators for India's biggest money decisions — SIP investing, home loans, PPF, GST and income tax. Instant answers, no signup, no spam.

All calculators

🧾

Income Tax Calculator FY 2026-27

Old vs new regime side-by-side with slab-wise breakdown, 87A rebate and marginal relief.

Calculate
📈

SIP Calculator

Project mutual fund SIP growth, including step-up SIPs that rise with your salary.

Calculate
🏠

EMI Calculator

Home & personal loan EMIs plus a prepayment lab showing interest saved.

Calculate
🏦

PPF Calculator

Public Provident Fund maturity at 7.1%, with 5-year extension modeling.

Calculate
🧮

GST Calculator

Add or remove GST (0/5/18/40 slabs) with CGST/SGST split, instantly.

Calculate
🏠

HRA Calculator

How much of your HRA is tax-free? Metro vs non-metro, old regime.

Calculate
📈

Capital Gains Tax

Equity LTCG & STCG under the new July-2024 rules, with cess.

Calculate
🧾

TDS Calculator

TDS rates by payment type — interest, rent, contracts, winnings.

Calculate
🏛️

Pay Commission

7th CPC salary by pay level, vs 6th CPC & 8th CPC projection.

Calculate
💰

8th CPC Arrears

Estimate your 8th Pay Commission arrears from Jan 2026 — monthly gap and lump sum.

Calculate
🏦

FD Calculator

Fixed deposit maturity and interest with real compounding.

Calculate
🧓

NPS Calculator

Corpus at 60, tax-free lump sum and monthly pension.

Calculate
👧

SSY Calculator

Sukanya Samriddhi maturity at the current 8.2% rate.

Calculate
📈

CAGR Calculator

Compound annual growth rate from start to end value.

Calculate
🏖️

SWP Calculator

How long your corpus lasts with monthly withdrawals.

Calculate
🏠

Home Loan Eligibility

Max loan from your income, EMIs and FOIR.

Calculate
🔁

RD Calculator

Recurring deposit maturity with quarterly compounding.

Calculate
⚖️

Flat vs Reducing

True cost of flat-rate loans, exposed.

Calculate
💼

Take-Home Salary

CTC to in-hand pay, explained line by line.

Calculate
🏦

EPF Calculator

Your PF corpus at 60, projected.

Calculate
🎖️

Gratuity Calculator

15 days' pay per year of service.

Calculate
🎯

XIRR Calculator

True annualized return on irregular cash flows.

Calculate
🌅

Retirement Calculator

Your corpus number and the SIP to get there.

Calculate
👴

SCSS Calculator

Quarterly payout at the current 8.2% rate.

Calculate
📜

NSC Calculator

Maturity at the current 7.7% rate.

Calculate
📬

POMIS Calculator

Monthly income at the current 7.4% rate.

Calculate
🎈

Inflation Calculator

What your money will really be worth.

Calculate
💰

Lumpsum Calculator

One-time investment growth projection.

Calculate
🌱

ELSS Calculator

Tax-saving SIP growth plus 80C saved.

Calculate
📊

Stock Average Calculator

Average buy price and P&L at CMP.

Calculate
📈

ROI Calculator

Total return and annualized CAGR.

Calculate
➕

Simple Interest Calculator

Flat-rate interest, instantly.

Calculate
🏛️

APY Calculator

Atal Pension Yojana: contribution & guaranteed pension.

Calculate

Global calculators

Universal money tools for the US, UK, Canada, Australia and beyond — same private, instant, no-signup experience.

❄️

Debt Payoff Calculator

Snowball vs avalanche side-by-side — debt-free date, interest saved, payoff order.

Calculate
🌱

Compound Interest Calculator

Watch savings grow — future value, interest earned, year-by-year chart.

Calculate
🏠

Refinance Break-Even

Monthly savings, break-even month and lifetime interest — before vs after.

Calculate
💵

US Paycheck Calculator

2026 take-home pay by state — federal + state tax, FICA, salary to hourly.

Calculate
📝

Loan Calculator

Monthly payment, amortization chart and prepayment savings.

Calculate
🇦🇺

AU Home Loan Calculator

Repayments with offset account & extra payments.

Calculate
🇨🇦

TFSA vs RRSP Calculator

Which wins after tax at your rates?

Calculate
🏠

Rent vs Buy Calculator

True net cost comparison with breakeven year.

Calculate
🇬🇧

UK Salary Sacrifice Calculator

Pension tax & NI saving, 2026/27 bands.

Calculate
🔒 Private by designEvery calculation runs in your browser. No data ever leaves your device.
⚡ Instant & freeNo signup, no paywall, no app download. Open, enter, done.
🎯 Built for IndiaFY 2026-27 tax slabs, GST 2.0 rates, PPF rules — Indian finance, first.