Climb to your financial peak.
8th CPC in the news: the Pay Commission's consultation meets in Bengaluru on 7–8 Oct 2026 (per its 25 Sept schedule). The fitment factor is still undecided — model scenarios with the editable projection below. All 8th CPC figures on this page are projections, not official announcements.

Pay Commission Calculator — 7th CPC Salary & 8th CPC Projection

Pick your pay level and city, and see your central government salary under the 6th, 7th and a projected 8th Pay Commission — or switch to State mode for state-government presets with editable DA, HRA and NPS. 100% private — everything is computed in your browser.

Your details

State mode covers 8 major states with presets — every rate stays editable.
Starting basic pay for the level, before increments.
Each increment compounds 3% on your basic pay. Capped at 10 for the calculator.
X-class: Delhi, Mumbai, Chennai, Kolkata and other large metros.
Currently 60% w.e.f. 1 Jan 2026 (Finance Ministry OM). Edit if revised.
6th CPC basic auto-computed: ₹6,050 (pay in band + grade pay). DA fixed at 119% (last 6th CPC rate, Dec 2015).
Projection only — no official factor exists. Unions demand up to 3.83; move the slider of scenarios yourself.
CGHS, professional tax, etc. NPS (10% of basic+DA) is deducted automatically.

6th CPC (2006)

Basic pay
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DA @ 119%
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HRA
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Transport allowance
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–
Gross / month
In-hand (after NPS)–
TA not modelled for 6th CPC.

7th CPC (2016) — current

Basic pay
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DA
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HRA
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Transport allowance
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–
Gross / month
In-hand (after NPS)–

8th CPC — projection

Projection only. The 8th CPC report is due May 2027 and no official fitment factor exists. DA resets to 0% on implementation. Oct 7–8: the Commission holds stakeholder consultations in Bengaluru — fitment still unannounced, so this page models any scenario you pick above.
Implementation will likely lag the Jan 2026 effective date — the backdated difference arrives as arrears. Estimate your 8th CPC arrears →
Projected basic
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DA @ 0%
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HRA
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Transport allowance
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Gross / month
In-hand (after NPS)–

Gross pay — commission vs commission

Monthly gross under each commission

7th CPC salary composition

How your current gross breaks down

    What is a pay commission?

    Every ten years, the Government of India sets up a Central Pay Commission to review the salaries, allowances and pensions of central government employees. The 7th CPC (2016) replaced the old pay-band + grade-pay system with a clean pay matrix: each of the 18 levels starts at a fixed basic pay, and every year of service adds a 3% increment that compounds on your basic.

    The headline number of any pay commission is the fitment factor — the multiplier applied to your old basic to get your new basic. The 7th CPC used 2.57: a Level 7 employee on ₹17,460 under the 6th CPC moved to ₹44,900 (17,460 × 2.57). When a new commission is implemented, Dearness Allowance resets to 0% because the fitment factor already bakes the accumulated DA into the new basic — DA then starts climbing again from zero, revised every six months against inflation.

    The 8th CPC was announced in January 2025. Its report is due in May 2027, with rollout likely in 2028 (and arrears paid back to the implementation date). No official fitment factor exists yet — employee unions are demanding up to 3.83, while analysts expect something closer to the 7th CPC's 2.57. This calculator lets you model any scenario: change the fitment factor above and watch the projection move. The 8th CPC card is clearly marked as a projection, not a promise.

    State governments differ. Most states adopted the 7th CPC pattern with their own tweaks — West Bengal kept the old pension system (no NPS deduction) and revises DA on its own schedule, Tamil Nadu pays HRA as fixed monthly slabs instead of a percentage, and Karnataka runs its own DA scale. Switch to State mode above for presets covering eight major states; every rate stays editable so you can match your state's latest finance department order.

    Worked examples

    Example 1 — Level 7, X city, 0 increments, DA 60%

    ComponentMonthly
    Basic pay₹44,900
    DA @ 60%₹26,940
    HRA @ 30% (X city)₹13,470
    Transport allowance (₹3,600 + 60% DA)₹5,760
    Gross₹91,070
    − NPS @ 10% of (basic + DA)− ₹7,184
    In-hand₹83,886

    Example 2 — 8th CPC projection at fitment 2.57 (same employee)

    ComponentMonthly
    Projected basic (44,900 × 2.57)₹1,15,393
    DA @ 0% (resets)₹0
    HRA @ 30% of projected basic₹34,618
    Transport allowance (₹3,600 + 0% DA)₹3,600
    Projected gross₹1,53,611

    Increase vs 7th CPC gross: +₹62,541 (+68.7%). Raise the fitment factor to 3.83 (union demand) and the projected gross becomes ₹2,27,157 — try it above.

    Frequently asked questions

    When will the 8th Pay Commission be implemented?
    The 8th CPC was announced in January 2025 and its report is due in May 2027. Implementation — with arrears backdated to the effective date — is widely expected in 2028. Until the report is out, every "8th CPC salary" figure you see online, including this calculator's projection card, is a scenario model, not an official number.
    Is the 8th CPC fitment factor official?
    No. No official fitment factor has been announced. The 7th CPC used 2.57; employee unions are demanding up to 3.83 for the 8th CPC. This calculator defaults to 2.57 and lets you change it to model any scenario — the result is clearly labelled a projection.
    What is DA and why does it reset to zero?
    Dearness Allowance compensates for inflation and is revised every January and July (currently 60% of basic). When a new pay commission is implemented, the accumulated DA is folded into the new basic via the fitment factor — so DA resets to 0% and starts climbing again from the new, higher base.
    What are X, Y and Z city classes?
    Cities are classified for HRA purposes: X-class (Delhi, Mumbai, Chennai, Kolkata and other large metros) gets 30% of basic as HRA, Y-class gets 20%, and Z-class gets 10% — these are the rates since DA crossed 50%. Your posting city, not your home town, decides the class.
    How is NPS deducted from my salary?
    Central government employees contribute 10% of (basic pay + DA) to the National Pension System every month — deducted automatically from salary. The government adds its own 14% share on top. This calculator subtracts the 10% employee share to show your in-hand pay.
    Do state governments follow the Central Pay Commission?
    Most states adopt the CPC recommendations with their own tweaks and timelines — often with a delay of months or years, and sometimes with different DA or HRA rates. Switch to State mode at the top of this calculator for presets covering eight major states, with every rate editable to match your state's finance department orders.
    Will I get arrears when the 8th CPC is implemented?
    Historically, yes — pay commission awards are implemented with arrears backdated to the effective date (the 7th CPC paid arrears from January 2016). Expect the same pattern for the 8th CPC, though the exact effective date will only be known when the report is accepted.
    What exactly is the fitment factor?
    The single multiplier that converts your old basic pay into the new pay matrix. The 7th CPC's 2.57 meant every basic pay was multiplied by 2.57 on 1 January 2016. It bundles the old basic, accumulated DA, and the real pay hike into one number — which is why DA resets to zero at the same time.
    Is this calculator's result my final salary?
    It's an estimate of the standard components — basic, DA, HRA, transport allowance and NPS. Actual pay slips also reflect income tax (TDS), professional tax, CGHS contributions and other recoveries that vary by person. The 8th CPC figures are projections, not official numbers.
    Why is DA different in my state?
    Dearness Allowance is revised every January and July, and each state issues its own order on its own timeline — states usually track the Centre's inflation formula but announce separately, so a state can sit one revision behind. Madhya Pradesh, for example, is currently at 58% while the Centre is at 60%. State mode prefills the latest announced rate per preset, but always verify against your state's finance department order.
    Why is there no NPS deduction for West Bengal?
    West Bengal never moved to the National Pension System — it retained the old defined-benefit pension scheme for its employees. So unlike central government staff, WB employees don't see the 10% NPS deduction on their pay slip. State mode auto-disables NPS for the West Bengal preset.
    Why is Tamil Nadu's HRA a fixed amount instead of a percentage?
    Tamil Nadu's pay rules grant HRA as fixed monthly slabs (₹250 to ₹8,300 depending on pay level and city) rather than a percentage of basic pay. State mode prefills ₹4,300 as a mid-range starting point — replace it with the slab shown on your pay slip.
    My state isn't in the list — what should I do?
    Choose "Other state" and enter your numbers directly: basic pay, your state's current DA percentage, and the HRA and transport allowance from your pay slip. Every field in State mode is editable, so any state's pay structure works — the eight presets are just starting points.
    Disclaimer: Estimates only, computed in your browser — no data leaves your device. 7th CPC figures per the pay matrix and the Finance Ministry DA order (60% w.e.f. 1 Jan 2026). 8th CPC numbers are projections — no official fitment factor exists. Verify against official orders before reliance.